UnitedHealthcare Community Plan is a Medicare Advantage plan that combines Medicare and Medicaid benefits. It is managed by the UnitedHealthcare Insurance Company, which has a membership of over 40 million people. The company offers various plans to meet each state’s specific needs, including those with low incomes and complex medical conditions. The UHC Community Plan has been awarded the National Committee for Quality Assurance (NCQA) Health Plan Accreditation and Long-Term Services and Supports (LTSS) Distinction. The LTSS distinction recognizes organizations that deliver efficient, person-centered care and integrate social services to help members remain in their preferred settings as long as possible.
In addition to its Medicare and Medicaid Advantage plans, UnitedHealthcare Community Plan also provides a variety of innovative wellness programs. These include nurse outreach for those with chronic diseases and the “Healthy First Steps” program for expectant mothers. The company also partners with local communities to increase awareness of health programs and helps them obtain grants.
In New York, the UHC Community Plan is available to anyone who qualifies for both Medicare and Medicaid. The plans offer comprehensive benefits, including prescriptions, preventive care, hospitalization, and more. If you are interested in joining a community plan, contact a licensed insurance agent for more information.
UHC Short-term Health Insurance
UnitedHealthcare offers short-term health insurance available to individuals under 65, as well as Medicare Advantage Prescription Drug (MAPD) plans for people already enrolled in Medicare. Their short-term plans typically have low premiums and cover preventive services, emergency services, and new illnesses. In addition to these medical plans, UnitedHealthcare also offers dental and vision coverage.
The company’s website features an online tool that lets you compare costs by service, health condition, and doctor. You can also view quality ratings for in-network providers. This information can help you make smarter choices when selecting healthcare services. The company also has a dedicated customer service department called Advocate4Me.
Customer Service
UnitedHealthcare has a great reputation for customer service. They have a 24/7 nurse hotline and an app that lets you check medical records and estimate costs. They also offer a variety of discounts on health products and services. They have fewer complaints than other major health insurance providers. However, some of the negative reviews focus on claims denials and difficulty getting in touch with customer service representatives.
Application
You can buy a plan from UnitedHealthcare directly or through the ACA marketplace. The monthly premiums for these plans vary depending on your age and metal tier. For example, an average 30-year-old pays $403 per month for an unsubsidized UnitedHealthcare plan on the ACA marketplace, while a 50-year-old spends $454.
Other factors that determine how much you will pay for a health insurance policy are the covered services, premium rates, and out-of-pocket expenses. Visiting in-network doctors is the best way to keep your medical costs down. You can also save money by avoiding unnecessary tests and using generic drugs when possible. You can learn more about these factors by visiting the website of a local UnitedHealthcare office.