Many different pet insurance policies are available on the market, and each company has a unique set of inclusions and coverage limits. Progressive’s plans allow policyholders to select their own annual deductible and maximum coverage amounts, which can affect the premium. They also offer customizable reimbursement levels, ranging from 70% to 90% of veterinary costs after the deductible has been met. The company’s pet plans offer great value for your money, with affordable rates and customizable coverage options. They also offer a convenient online portal and mobile app for managing your policy. However, some customers have reported issues with claim denials or delays.
Progressive offers a variety of plan options for dog and cat owners, including accident-only and Best Benefit plans with illness and injury coverage. It also has no age limit on accident and wellness coverage and no extra charge for hereditary conditions. The company even covers elective procedures or preventative care like routine dental cleanings.
Although it has an A+ rating with the Better Business Bureau, the parent company of Progressive Pet Insurance, Pets Best, receives some complaints about denied claims. Most of these are related to preexisting conditions and failure to meet the required waiting periods for illness coverage. Nevertheless, Progressive offers affordable and convenient pet insurance with easy-to-use claims filing tools.
The company was founded in 1937 and is based in Mayfield Village, Ohio. Its shares are publicly traded on the NYSE under the symbol PGR. The company has a long history of offering innovative shopping tools and features that save customers time and money. These include Name Your Price, Snapshot, and HomeQuote Explorer. Progressive is currently experimenting with a collision benefit for pets that covers medical costs after an accident.
What Do Pets Best Pet Insurance Plans Cover?
Progressive offers two types of policies, accident-only and comprehensive accident and illness coverage. The former costs less per month but doesn’t cover preexisting conditions. Conversely, the latter covers preexisting conditions, as well as cruciate ligament issues, hereditary conditions, and congenital diseases. It also covers alternative rehabilitative treatments, including treadmill therapy, acupuncture, and cryotherapy.
Many insurers set age limits on their policies, but Progressive allows you to buy a policy for pets as young as seven weeks. However, their Pumpkin plans don’t cover any pet’s preexisting conditions, so you might want to consider another provider if your pet has any. In addition, Pumpkin does not offer a lifetime policy.
The company offers a mobile app for paying bills, viewing or updating policies, and online portals for requesting quotes and filing claims. The customer service department is friendly and helpful. Progressive’s pet insurance policies are administered by Pets Best, a highly-rated insurer with an A+ rating from the Better Business Bureau.