ORNL Federal Credit Union

Whether you're buying your dream car, consolidating debt, or planning for a big purchase, ORNL FCU has personal loans with low rates and no prepayment penalties. Get your loan online or at your community branch or Interactive Teller Machine (ITM).

Founded in 1948, ORNL Federal Credit Union serves the banking needs of businesses and individuals who live, work, worship, or attend school in 19 counties in East Tennessee. ORNL FCU needed to update its website to provide a unified user experience that worked well on mobile devices. Using Sitefinity’s widget technology, they could restructure their content and create more organized pages for users. The new URL structure also helped them improve the SEO ranking for non-branded keywords such as “credit union oak ridge tn” and “ornl bank locations”. By using the Alkami platform, they can now make changes to their website with a few clicks of a button.

Deposit Accounts

ORNL FCU offers a variety of savings accounts that work in your favor. Its business and personal accounts offer competitive APYs and convenient online and mobile banking. It also provides IRA CDs and bump-rate CDs. These accounts are NCUA-insured to $100,000 and up.

ORNL Federal Credit Union serves more than 185,000 members who have more than $3.3 billion in assets. It is a not-for-profit financial cooperative owned by its members and operated for the benefit of those who belong. Membership is open to businesses and individuals who live, work, worship, or attend school in 19 counties of East Tennessee. To help the community, ORNL Federal Credit Union has made more than $6 million charitable donations since its founding in 1948.

Investments ORNL

Investments

ORNL offer a variety of long-term investments that can help you reach your retirement goals. These include Traditional IRAs, Roth IRAs, Simplified Employee Pension (SEP) IRAs, and Savings Incentive Match Plan for Employees (SIMPLE) IRAs. Their Wealth Management Team can help you find the right option for your needs.

Rule your financial life with savings accounts that work in your best interest. With ORNL FCU, you can save for retirement, build up your college fund, or make a major purchase. Their competitive rates and dividends will help your money grow.

A mortgage loan from ORNL FCU can get you closer to your dream home. Their loans are easy to apply for and have lower rates than most banks. Plus, they’re federally insured up to $250,000 through the National Credit Union Administration (NCUA).

Credit Cards

The ORNL Federal Credit Union Oak Ridge Main Office location is a credit union that provides a range of financial services to its members. It offers checking accounts, savings accounts, and credit cards. Its credit cards offer competitive interest rates and rewards programs. The Credit Union is NCUA-insured.

The ORNL Federal Credit Union VISA Platinum Credit Card has below-average purchase and balance transfer APRs. It doesn’t charge a balance transfer fee and has no annual fee. It does report account activity to the credit bureaus, so making timely payments can help improve your credit score. It doesn’t offer a cash loyalty bonus, though.